Other accounts from these providers have varied terms and conditions US Bank account profiled – Easy Checking Account. *Bank of America account profiled – Bank of America Advantage SafeBalance Account. ![]() No fee – 5 USD/month dormant account fee may apply No transfer fee for wires sent in a foreign currency – exchange rate markups are likely to apply Hold 1,500 USD minimum to avoid maintenance fee Typically around 28 currencies including USDįee-free standard plans are available – or customers can upgrade to accounts which have a monthly chargeĤ.95 USD/month – can be waived by fulfilling eligibility criteriaĦ.95 USD/month – can be waived by fulfilling eligibility criteria To give a flavor, let’s look at some of the key account features from a couple of specialists, and 2 of America’s big mainstream banks. Both have their own pros and cons, and offer a varied range of features and fees. You’ll be able to open an account online with either a regular bank, or a specialist provider. Which provider is best for online accounts? You may also need to attend a branch if you’re opening a joint account or an account for a minor. It’s worth noting that online bank account opening isn’t always possible – if you can’t get your account verified digitally, you’ll need to visit a branch in person to get started.
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